Crosstown or cross-country this crossbody that converts to a backpack or tote! is one clever companion. With dedicated spots for your credit cards and phone plus lots of multifunctional pockets you’ll never run out of spaces to stash all the things you need in a given day — and even find room for the treasures you pick up along the way. From baggallini.

Baggallini All Set 3-in-1 Backpack – Black
$33.50